Crew Finance – Helping you to refinance your own home
At Crew Financial, we strive to simplify the home ownership process and have a positive impact on people’s lives. Our dedicated team provides personalised refinancing home loans and expert support to meet each customer’s unique financial goals and needs.
We understand that taking out a mortgage is a big decision and that’s why we take the time to get to know you and your financial situation. Our team stays up-to-date on the latest industry trends and loan programs, so you can have peace of mind knowing that you’re receiving the most accurate and current information.
We believe in the success of our customers and work tirelessly to help you reach your refinancing goals. We’re not just a mortgage broker, but a trusted part of your advisory team committed to providing exceptional service.
We offer a wide range of refinancing loan options, including:
Common refinancing loan options include:
Variable Rate Loan: A variable rate loan has an interest rate that changes based on the Reserve Bank of Australia's official cash rate.
Fixed Rate Loan: A fixed rate loan has a set interest rate for a specified period, typically 1 to 5 years, allowing for predictable monthly repayments.
Split Rate Loan: A split rate loan allows you to split your loan into fixed and variable rate portions, giving you the benefits of both types of loans.
Line of Credit Loan: A line of credit loan provides you with access to a revolving credit facility, allowing you to withdraw funds as needed and make repayments when convenient.
Debt Consolidation Loan: A debt consolidation loan allows you to refinance multiple debts into one loan, potentially reducing your monthly repayments and improving your cash flow.
Bridging Loan: A bridging loan is a short-term loan used to bridge the gap between the purchase of a new property and the sale of an existing property.
Reverse Mortgage: A reverse mortgage is a loan specifically designed for senior citizens that allows them to access the equity in their home without having to sell or move out.
Our team will help you evaluate your financial goals, gather information, and compare different refinancing options to find the best solution for your situation. They will also guide you through the loan application process and be there to support you every step of the way.
Here's a guide to help you navigate the refinancing process:
Evaluate Your Financial Goals: Determine why you want to refinance your mortgage and what your financial goals are. Consider factors such as lower monthly repayments, a shorter loan term, or accessing your home equity.
Gather Information: Collect important information about your current mortgage, including the loan amount, interest rate, and remaining term. You'll also need to provide proof of income, expenses, and assets.
Shop Around: Compare different refinancing options from different lenders to find the best deal. Consider factors such as interest rates, fees, and loan features. Your Crew Financial Broker will do this for you.
Review the Loan Application: Carefully review the loan application, including the interest rate, fees, and any special features, to ensure you understand the terms of the loan.
Complete the Application: Submit your loan application and provide any supporting documentation. Your lender will then assess your application and provide a loan offer if approved.
Close the Loan: Once you accept the loan offer, sign the loan agreement and provide any required documentation. Your lender will then disburse the loan funds and you'll start making repayments under your new loan.
Let Crew Financial help you take control of your future and achieve your financial goals. Contact us today for a stress-free and personalised refinancing experience.
