SMSF Property

Crew Financial: Your Partner for SMSF Loan Solutions

SMSFs give you the power to make informed investment decisions that shape your financial future. At Crew Financial, we understand the complexities of SMSF property investment loans and are here to simplify the process for you. Our expertise in the field and smart strategies enable us to help the trustees of SMSF optimize their loan and lending structure, resulting in a better outcome. With minimal fees and charges, and a tailored approach to each client’s unique needs, we are committed to maximising the growth of your SMSF investment property.

Maximise Your Retirement Savings with the Right SMSF Loan

An SMSF property investment loan is a powerful tool to help you save for a secure retirement. By purchasing a residential property, you can increase the growth of your retirement savings and secure your financial future. However, it is important to understand the pros and cons of this investment before making a decision. That’s why our team of experts is here to help.

We provide a full analysis of each lender and work with you to find the right SMSF loan strategy that fits your needs and helps you achieve your retirement goals.

SMSF Rules and Regulations

SMSFs come with a set of rules and regulations that must be followed. These include:

Trustee Responsibility: SMSF trustees are responsible for managing the fund in accordance with the Superannuation Industry (Supervision) Act 1993 (SIS Act) and related regulations.
Fund Size: SMSFs must have no more than four members and a minimum balance of $200,000.
Investment Restrictions: SMSFs are required to invest in a diversified portfolio and are restricted from borrowing money to purchase assets, except in limited circumstances.
Compliance: SMSF trustees must comply with annual reporting and audit requirements and maintain accurate records.
Beneficiary Restrictions: SMSF benefits can only be paid to members in specific circumstances, such as reaching preservation age, retiring, or in the event of death.
Trust Deed: SMSFs must have a trust deed outlining the rules and regulations of the fund.
Sole Purpose Test: The sole purpose of an SMSF must be to provide retirement benefits for its members.
Prohibited Investments: SMSFs are prohibited from investing in certain assets, including collectibles and personal use assets.
Penalties: Failure to comply with rules and regulations can result in significant fines and potential loss of tax concessions.

Learn More about SMSF Loan Solutions from Crew Financial

Our goal is to help you make informed decisions about your SMSF finance needs. Contact us today to learn more about how we can help you achieve your retirement goals with the right SMSF loan strategy.