At Crew Financial, your trust and satisfaction are our utmost concern. We understand that the home loan process can be overwhelming, and our aim is to make it as smooth and effortless for you as possible.
Let us handle the details so you can focus on life.
Our team of knowledgeable and seasoned mortgage brokers is dedicated to providing you with the information, guidance, and support you need to make informed financial decisions.
Whether you’re looking to buy a new home or refinance your current mortgage, we’re here to help. With our commitment to honesty, transparency, and personalised service, you can be confident that your best interests are always at the forefront of what we do.
Types of home loans we can help you with:
Home Loans and Refinancing
Rate and Term Refinancing: Refinance your mortgage to lower your interest rate or change the loan term without altering the loan amount.
Cash-Out Refinancing: Access equity from your home for other purposes such as investment or home renovations.
Jumbo Refinancing: Refinance your mortgage loan that exceeds conforming loan limits.
Second Mortgage Refinance: Combine your first and second mortgage into a single loan with a lower interest rate.
Basic Variable Home Loan: A low-cost loan option with a variable interest rate.
Standard Variable Home Loan: A flexible home loan option with a variable interest rate and various features.
Fixed Rate Home Loan: A mortgage loan with a fixed interest rate for a set period, offering predictable payments.
Split Home Loan: Combine a fixed rate and variable rate home loan to get the best of both worlds.
Line of Credit Home Loan: Access the equity in your home as a line of credit instead of a lump sum.
Construction Home Loan: A loan for building a new home, including both construction and land purchase.
Tips for a Successful Home Loan Application
Check Your Credit Score: Make sure your credit score is in good shape and make any necessary adjustments before applying.
Compare Rates with Your Broker: Get quotes from multiple lenders to find the best deal.
Understand Your Equity: Having good equity in your home can increase your chances of approval and securing a lower rate.
Know Your Goals: Decide whether you want lower monthly payments, a shorter loan term, or cash-out equity.
Factor in all the Costs: Refinancing may come with upfront costs like valuation fees, title fees, and settlement costs, so be sure to consider them.
Read the Details: Make sure you fully understand the terms and conditions before signing.
Timing is Key: Refinance when interest rates are low for the best deal (we can definitely help you figure this out).
Ask Questions: Don't hesitate to ask your broker for clarification if you have any questions or concerns.
At Crew Financial, we’re here to help you find the right home loan for your needs.
