Air Travel Update: Facing Layoffs, Pilots Consider New Careers – Bloomberg
Flying $450 million airliners was once a dream job, and there was no shortage of opportunity. Last year Boeing Co. estimated that airlines would need to add 800,000 pilots over the next 20 years to feed an Asia-led travel boom; some carriers in China were offering salaries of more than $300,000 a year, plus perks, to woo […]
When should I renovate or upgrade
How do we know with certainty that it is the right time to upgrade or renovate when there seems to be an overwhelming number of considerations that need to be thought through? If you are on the fence about either ‘selling and upgrading’ or ‘renovating your existing home’ here are a number of considerations that […]
Is it time to re-finance?
It is only natural that when a policy or agreement expires that we shop around to find the best deal. When our car and home insurance policies expire each year we find ourselves regularly checking to make sure that we are getting the best value for money. Similarly, we might do the same for our […]
Am I in a position to invest in property?
When considering whether to take the plunge and invest in property outside of their family home, many question their ability to save a deposit within a reasonable period of time when they already have the commitment of regular repayments on their home loan. Have you considered that you may not need a deposit? Maybe you […]
Is switching loans a suitable alternative for me
Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes you to repay your loan. Switching loans might cost you thousands in early exit fees and other required fees, but it could possibly SAVE you […]
How my broker helped me get back on my feet after separation
Three months after her separation, Cathy was unable to get a mortgage from a major bank. It took a clever broker to work out why and turn her situation around. Cathy was 32 when she met Dan at a wine-tasting class. The two hit it off immediately and by the following year, family and friends […]
Future property prices
How times change… Early last year, after we first became aware of the pandemic, many commentators were forecasting a very gloomy outlook for the property market. Today, the property market feels very different. While property did experience a fall in the months following the onset of the pandemic, unlike previous market cycles where (on average) […]
Funding lifestyle items with home equity
With the current travel restrictions in place making international travel unlikely to return in the near term, it is no wonder many Australians have reconsidered how they would like to spend time with their family, their lifestyle and entertainment choices/options. As a result, we have seen Australians flocking to explore their own backyard and creating […]
Do property values double each decade?
There is a common saying that property values double every 10 years. Is this actually the case? While we may have experienced our first recession in three decades, post the pandemic, the property market has pleasantly surprised us by still managing to soar by over 10% in 12 months1 even after an initial decline. This […]
Choosing the right loan
There are various types of home loans, all offering different rates and features. Always check the terms of your loan. Honeymoon loans A loan with lower repayments for the first six to twelve months. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the […]
